*****PRIVACY POLICY CONSIDERATIONS *****
Privacy Policy — typically covers:
- What personal information you collect — names, emails, phone numbers, business/licensing details, payment info, website usage data (cookies, analytics)
- How you collect it — via forms, membership registration, website tracking, email sign-ups
- Why you collect it — purpose (e.g. processing membership applications, communications, service delivery)
- How it's used — internal use, marketing, improving services
- Who you share it with — third-party providers (payment processors, email platforms, hosting), and whether data leaves the country
- How it's stored and secured — data security measures, retention periods
- User rights — accessing, correcting, or deleting their data; opting out of marketing
- Cookies and tracking — what you use and how users can manage preferences
- Contact details — for privacy-related queries or complaints
- Updates to the policy — how and when it may change
Terms of Use / Terms of Service — typically covers:
- Acceptance of terms — using the site means agreeing to them
- Who can use the site — eligibility (e.g. licensed brokers, age requirements)
- Description of services — what FBUA offers through the site
- User obligations — acceptable use, prohibited conduct
- Membership terms — if applicable, how membership works, fees, cancellation (could link to separate membership terms)
- Intellectual property — ownership of content, logos, trademarks
- Disclaimers — no guarantees on accuracy of info, "as is" service
- Limitation of liability — protecting FBUA from certain legal claims
- Third-party links — disclaiming responsibility for external sites
- Governing law — which jurisdiction's laws apply
- Termination — your right to suspend or terminate access
- Changes to terms — how updates are communicated
- Contact information
A few practical notes:
- If FBUA is a membership-based industry body, you may also want separate Membership Terms & Conditions covering fees, code of conduct, and grounds for termination of membership.
- If you're collecting any sensitive data (e.g. financial/licensing info for brokers), your Privacy Policy needs to be precise about handling and security.
- Cookie consent may need a Cookie Policy or banner depending on your audience's location (e.g. GDPR if you have EU visitors).